I'm the guy on the other side of the court here.
I have been taking lipitor for the past 3 years with no problems. The dose you are on for precaution is so small you shouldn't see any side affects. I was placed on lipitor for precaution only because I have diabetes and heart disease runs in the family. For me it would be crazy not to take it.
Buildup of cholesterol and other fats along the walls of your arteries decreases blood flow and oxygen supply to the heart, brain, and other parts of your body. By taking lipitor as precaution you are lowering your blood level of cholesterol and other fats that would normally build up over time. This will help decrease your chances of getting heart disease, strokes, and heart attacks. Why wait until your arteries are clogged when a little maintenance is all that's needed.
Every one has their own opinions so you will have to decide what is best for you.
You can read up on the Cards study that was done in the United Kingdom and Ireland here,
Patients With Diabetes Taking Lipitor Experienced Major Reductions in Heart Attacks and Strokes, New Data Show