| Bagels have a very high glycemic index (at least the ones I've had over this side of the pond do) and (due to being very dense and heavy) have an awful lot of carbs for their size relative to other breads. So they are a double whammy. Couple this with the fact that I like them for breakfast (always the most difficult meal of the day due to DP etc) and you're up to 3 strikes.
Cream cheese or not, I certainly wouldn't combo bolus for a bagal; it is such a formidable beast that I don't think the cream cheese would touch it. If anything, I'd consider a super bolus to help with the spike. I've only been pumping for a 2 1/2 months and I've not had a bagal in that time.
Gary
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A poem about my Wonderously Wanton Basal (WWB)and it Felicitous Flirtations (and how I tamed its Wicked Ways)
...And through the night it's love is free
It whispers and it flirts with me
And then it takes me, hard and deep
Rolls over, farts and falls asleep
And I would wake up, feeling used
My body broken, bent, abused
But now I match it, hump for hump
I give it plenty with my pump 
Pumping with Apidra in my Animas 2020 since April 2008
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