Congrats on the 1.3. As (I think) I've said before, don't get too wrapped up in a drop, because it may go up again. It's never a steady decline when it goes down. It goes up and down. Only time will tell if you will remain stable. That said, you are still at a very good number and have little to worry about at this point. Keep up the good work of taking care of yourself. It will make a big different.