Health Insurance

[garyb]

Does anyone have ideas about getting health insurance? I have health now with Blue Cross but its only good in my state so I can not move or I have to apply again !!

When Blue Cross says they are a "national" company, it means nothing.

[Jill-O]

I am just now switching my group health insurance (I own a business) from a company that has stopped carrying small business groups to Anthem (Blue Cross). I'm a Virginia girl and no plans to move so that's "okay". If something happens when I'm traveling, as I understand it, I may have to pay a bigger percentage of the bill but there's an out of pocket annual cap I can live with.

Actually, I am a licensed health insurance agent but I don't sell health insurance (other than to myself!). One of the licenses I do need to do my job is a life insurance license, and that "comes with" a health insurance license, too.

If you are planning to move and will need different coverage, maybe you can contact a broker who represents a number of companies? That type of professional can compare rates and plans and help you come up with what will suit your situation the best.

[sweetcheeks]

is your health insurance through your work???

most of the time i have to switch insurance companies when i switch jobs... which generally isnt a big deal.... unless there is a preexisting condition clause

here in kentucky they can not do a preexisting condition if you had insurance at the time the new policy started....

yes they are different "brands" of bluecross blueshield