Holiday Insurance Question

[REDLAN]

before I ask the insurance company and get into all sorts of annoying questions that I'd consider somewhat irrelevant...

I'm wondering what they mean by...

Have you experienced a hypoglycemic episode in the last 12 months or while traveling?

just a funny way of phrasing it...

Yeah I have hypos, but hypoglycemic episodes?!?

[JediSkipdogg]

Firstly, will you brits call them vacations. ****, holiday are special nationally recognized days. What is Christmas to you guys? LOL

Ok, with that said, a hypo woudl be the same as a hypoglycemic episode. However, when most on here think of hypos they think of running 50 or so and treating themselve. When someone is asking about how many episodes you have had I think they are referring to ones severe enough that you needed others help to treat them.

[Gary_W]

I always take it to mean 'where you have required someone else's help', as a regular hypo where you shake a bit for 10 mins whilst eating glucose tablets is hardly an insurance risk. In this particular case, it means 'have you needed professional treatment for a hypo?'

In essence, they are looking for ways to get out of paying. If you answer 'no' to their question and then require hospital treatment for a hypo the first thing they'll do when they get the bill is examine your medical records. If you have not had medical treatment for hypo in the last 12 months you are in the clear. That's my take on it anyway.

For Jedi - I go on holiday, I don't take vacations :)

You say tomayto, I say tomarto. But I'm right as last time I checked we did invent the language :D

Gary

[REDLAN]

seems like I fall in the no category then (",)

[DeusXM]

Personally I'd take it as an incapacitating hypo. Feeling a bit shaky because you're running at 3.2 isn't a hypo, it's because your blood sugar's a bit low.

I usually don't even bother declaring I have diabetes because I always end up buying my travel insurance at the last minute online and it's far too much hassle to have to deal with the rigmarole of having to explain everything and generally feel like some sort of liability. I only bother getting travel insurance so if my luggage gets lost or I get mugged, I'm not totally screwed.

If you're traveling in Europe you've got your EHIC anyway which covers your medical expenses.