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08-19-2006, 02:50 PM
|  | Senior Member
I am a: Type 1 | | Join Date: Sep 2004 Location: Miami, Fl
Posts: 3,120
| | | Warranty & Insurance
I have been interested in finding out what my warranty is exactly on my MM 715 Paradigm and If I can get insurance for it. MM tells me I must include it in my Home insurance, need I mention I no longer have it due to stupid reasons Statefarm canceled me. I is not non-payment or too many claims issues.
I do not have Homeowners insurance In the middle of Hurricane season...  Woo-hooo!
Does anyone know what the usual warranty is on a MM pump?
__________________ T1- 25 yrs MM-715 (6/05)
A1C :
6/08- 5.8
3/08- 6.2
11/07 7.3 |
08-19-2006, 03:26 PM
|  | Super Moderator
I am a: Type 1 | | Join Date: Aug 2003 Location: Northern California
Posts: 7,392
| | | Hi Cin, I have often wondered the same thing. I know that our 715 is not (supposedly) water-proof, but it seems they still supply a new pump if it is damaged by water. This morning I pulled a towel off the counter after a bath and heard a sickening thud. I thought it was my pump. Luckily, it was my wireless phone reciever, but wondered what would have happened if it were my pump that hit the deck. What does MM not cover with the warranty???
My sister called me and told me that she was charged DOUBLE for homeowners insurance because of the type of dog she owned. EEEEK. She has an OLD Siberian Husky. I had no clue. Made me thankful that I have Cavalier King Charles Spaniels. Homeowners insurance is getting really tough on people these days. |
08-19-2006, 03:27 PM
|  | Senior Member
I am a: Type 1 | | Join Date: Sep 2005 Location: Cincinnati, OH
Posts: 8,356
| | All pumps are 4 years from the date you recieve it (or they send it?, doesn't matter only a a few days difference there.) And according to jeggeman, it is covered under homeowner's insurance. But I would check with your homeowner's insurance when you get it to verify that. Quote: |
Originally Posted by notme What does MM not cover with the warranty??? | My guess is they will cover anything unless they find out that you are dropping pumps all the time. They know that 99% of the people out there can't get a second pump. For them to repair a pump is only a few cents. They are just highly overpriced for some reason. So if you break your pump and can't afford a new one, then they lose you as a customer until your insurance pays for one. Quote: |
Originally Posted by notme My sister called me and told me that she was charged DOUBLE for homeowners insurance because of the type of dog she owned. EEEEK. She has an OLD Siberian Husky. I had no clue. Made me thankful that I have Cavalier King Charles Spaniels. Homeowners insurance is getting really tough on people these days. | Yes, depending on the community you live in some make you have higher liability insurance for a dog. The community I work in requires a homeowner to obtain $100,000 worth of liability insurance if they choose to own a dog that our community deems vicious. THe problem isn't the homeowner's insurance ripping people off, it's people that don't maintain the dog safely and it gets out and bits someone, then the homeowner has a large lawsuit on their hands pretty easily.
__________________
●Blue Ash, Ohio Police Dispatcher
●Type 1 diabetic for 25 years (11 months old)
●Animas pumper since December of 2002
~IR 1000 (Dec. 2002-Jan. 2005)
~IR 1200 (Jan. 2005 - ?)
●LifeScan OneTouch UltraSmart Diabetes is an Art, NOT a Science. You must master the control by skills and not by knowledge alone. |
08-19-2006, 05:52 PM
| | Senior Member
I am a: Type 1 | | Join Date: Sep 2004 Location: Miami, Fl
Posts: 3,120
| | Quote: |
Originally Posted by Cinnabon need I mention, I no longer have it due to stupid reasons Statefarm canceled me. It is not non-payment or too many claims issue.
I do not have Homeowners insurance In the middle of Hurricane season... Woo-hooo! | No homeowners insurance what can I do?
__________________ T1- 25 yrs MM-715 (6/05)
A1C :
6/08- 5.8
3/08- 6.2
11/07 7.3 |
08-19-2006, 07:09 PM
| | Senior Member
I am a: Type 1 | | Join Date: Sep 2005 Location: Cincinnati, OH
Posts: 8,356
| | Quote: |
Originally Posted by Cinnabon No homeowners insurance what can I do? | Without it there's nothing you can do. I don't think they allow just small insurance plans to cover the pump only. So basically don't lose it, break it, or get it stolen.
__________________
●Blue Ash, Ohio Police Dispatcher
●Type 1 diabetic for 25 years (11 months old)
●Animas pumper since December of 2002
~IR 1000 (Dec. 2002-Jan. 2005)
~IR 1200 (Jan. 2005 - ?)
●LifeScan OneTouch UltraSmart Diabetes is an Art, NOT a Science. You must master the control by skills and not by knowledge alone. |
08-19-2006, 07:10 PM
|  | Senior Member
I am a: Type 1 | | Join Date: Sep 2003 Location: The city on the edge of forever.
Posts: 4,847
| | | I don't think it's anything personal. I've seen stories of insurance companies having major rate increases and dropping coverage in hurricane prone areas. It looks to me like it stems from their desire to collect premiums while keeping the number of claims sent to them being kept as small as possible.
__________________
Brandy
My Little Princess
August 18, 1990 - May 3, 2006 
Say you'll share with
me one
love, one lifetime . . .
Lead me, save me
from my solitude . . .
Say you want me
with you ,
here beside you . . .
Anywhere you go
let me go to . . .
Christine,
that's all I ask of . . .
(you)  |
08-19-2006, 07:38 PM
| | Senior Member
I am a: Type 1 | | Join Date: Sep 2004 Location: Miami, Fl
Posts: 3,120
| | Quote: |
Originally Posted by lgvincent I don't think it's anything personal. I've seen stories of insurance companies having major rate increases and dropping coverage in hurricane prone areas. It looks to me like it stems from their desire to collect premiums while keeping the number of claims sent to them being kept as small as possible. | Exactly...
I live in Hurricane City!!! Miami, FL. So many people have lost their insurance, its really sad. Premiums have multiplied and people cant afford it. Its really disgusting!
__________________ T1- 25 yrs MM-715 (6/05)
A1C :
6/08- 5.8
3/08- 6.2
11/07 7.3 |
08-20-2006, 07:48 AM
|  | Senior Member
I am a: Type 1.5 | | Join Date: Feb 2005 Location: Grove City Ohio
Posts: 2,156
| | | I have only found that it is covered under Home Owners. I know you don't have any, when I called State Farm and asked them they told me it would be covered under Home Owners.
As for the pumps own policy, I have never heard of anyone having an insurance policy on just the pump.
__________________ Jim  Diagnosed April 1990 Pumping with the OmniPod now
Last A1C 7.1 ( February 2008 ) Diabetes & Endocrinology Center Of Ohio Website Proud Fan Of NASCAR Nextel Cup Driver Jimmie Johnson, Lowes #48 the 2006 AND 2007 Nextel Cup Champion. The opinions expressed are mine alone and do not necessarily represent
those of my wife who runs our house and makes more important decisions
than I do |
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