Blue Cross Blue Shield coverage
Posted 30 April 2007 - 10:31 AM
Posted 30 April 2007 - 10:49 AM
A small change on the same plan can mean $10 a month more in premiums but might cut prescription copays in half. So really, one has to look at what they are willing to pay in copays and premiums a month to see what is the best combination. And then at the same time they have to keep in mind to keep ER visits affordable so they don't get slapped with a $1000 ER bill and can't pay that off.
●Type 1 diabetic since 11 months old
●Pumper since December of 2002
~Animas IR 1000 (Dec. 2002 - Jan. 2005)
~Animas IR 1200 (Jan. 2005 - Jan. 2009)
~Cozmo 1800 (Jan. 2009 - ?)
●Dexcom Seven+ (Aug 1, 2009 - Oct 31, 2012)
●Dexcom G4 (Nov 1, 2012 - ???)
Diabetes is an Art, NOT a Science. You must master the control by skills and not by knowledge alone.
Posted 30 April 2007 - 10:53 AM
But for what it's worth... I use BlueCross BlueShield of Minnesota (thought I live in Massachusetts) and I am on an EPO plan. I pay $0 for my OmniPod supplies. My company uses a different company for prescriptions, so through their plan, I get 2 months prescriptions for the price of 1 month copay. My company's BCBS policy has high copays--$35 for non-primary care office visits
when I was using BCBS of Massachusetts, I was using their online pharamacy (express-scripts) and getting 3 months for the price of 1 month copay. (And $10 for all office visits) through my husband's company's policy.
Using OmniPod w/Novolog (since 12/06)
A1C at diagnosis = 8.2
most recent A1C = 5.1
Posted 30 April 2007 - 11:39 AM
Posted 01 May 2007 - 12:36 AM
I don't know if this is the right forum, but was just wondering if anybody knows if Blue Cross Blue Shield of Florida is a good program for diabetic supplies with low deductibles. I live in Florida and currently paying $100 month for employer health coverage thru Cigna. Any help would be appreciated.
I have Independence Blue Cross PA. Its a group plan through my university. It is expensive ($3k/year upfront), BUT they covered my pump and supplies 100% so it was well worth it. Copays are $10-15/visit and RX copay ranges from $0-30. Hope that helped somewhat.
Posted 05 January 2009 - 09:25 AM
"Livin' Life by the Drop" - SRV
Diagnosed T2 July 2008 -- Metformin 1000 mg:2xdaily/Prilosec/Celexa
A1c Jul '08 = 6.8
A1c March 2013 = 5.4
Posted 09 January 2009 - 12:31 PM
I have BCBS of FL Blue Options and it is costing me $492 a month through Cobra, and I am not happy with them at all. $25 copays for most of my meds per month, but not a lot of Dr.'s in my area are in their 'Network' and my out of network costs are really high per visit; $150 and up mostly. My GP accepts most health plans, including bost BCBS plans, but not the 'Blue Options' one I'm on due to the fact their 'allowable expenses ' are so very low. I'm trying to get on my spouses work plan through United Healthcare which isn't much better, but it is less expensive.
Be extremely careful, Capt. My period of entitlement under COBRA is about to expire and I cannot find an individual plan that will cover me because of T-2. It looks as though I may have to resort to the state sponsored high risk pool, administered by BCBS. It is going to hammer me financially. Monthly premium is $755.00 and with that I get an 80/20 Plan,$7,500.00 annual deductible, a limit of three routine visits to my PCP annually, and no prescription drug benefits until annual deductible is met. I'm pretty well scr**ed
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